Let’s face it, having bad credit is no fun. It can directly impact your future goals and stop you from living your dreams. Thankfully you have options. Lots of people just like you have been able to fix their credit. In some cases you can do it yourself, while in others it is helpful to seek […]

Looking to buy a home with a low credit score? Although banks effectively stopped lending after the mortgage crysis, they quickly discovered it was bad for business. And the federal government agreed in many ways which motivated changes that to help individuals with sub-par credit. Although there are lesser-known methods for raising credit scores, not everyone has […]

So you’ve decided to fix your credit…fantastic! But did you know that there are things that you could be doing right now that are actually sabotaging your efforts. Don’t get caught in this trap. Here are the most common credit repair mistakes: 1. Not Checking Your Credit Report Some people make the mistake of not checking […]

Have you splurged a little too much lately? Forgot to pay a bill or two? Didn’t make your loan payment last month? Well it’s time to get your credit back on track. Below are five strategies that you can use to get started today. 1. Review your credit report for errors. Getting a handle on your credit means […]

Sometimes when you owe money or find yourself in a difficult financial situation repairing your credit can seem like a long and arduous process.   There are a number of things that you can do to repair your credit – one of course being to pay your debts. This however is easier said than done.   […]

We all know that there are many benefits to improving your credit score. A high credit score increases your chances for approval on loans, credit cards, mortgages, etc. Lenders will assess your creditworthiness and risk. These factors will directly impact the interest rates and lending terms. Essentially they want to determine your ability to pay […]

Have you heard of a detox? Seems to be all the rage in diets nowadays. But what about a financial detox? If we consider the term, a detox means to follow a restricted plan for a certain period of time in order to cleanse the body of toxins. Well when we consider some of the […]

Having a good credit repair strategy is important if you are seriously trying to get out of debt and improve your credit score. However, just as important is having factual information. So much has been written about credit repair that it is easy to get lost in fallacies. Don’t believe everything you read. There are tons of […]

Having difficulty getting a loan? Can’t get a credit card? Frustrated? Having bad credit can have numerous implications on your life. Not to mention the emotional turmoil it causes. Thankfully, there are several things that you can start doing today. It’s important to get your credit back on track. Here are 10 easy steps towards repairing your […]

Do you know what is considered an excellent credit score? Above 800. That seems to be the magic number. Banks and other lending institutions highly value clients with an 800 score or higher. However, that is a very small group. Your credit score directly impacts your ability to get a loan and more specifically the […]